Thoughts of a Semi-Retired Oil and Gas Executive now in the NGO space

Near Dumaguete is Balinsasayao Twin Lakes Natural Park. It is in the municipality of Sibulan and just an hour's drive from downtown Dumaguete. Near the park entrance is a gov't office which has a 3D topo map of the area which shows the relative location and dimension of the lakes to the surrounding terrain.  The lake has no above ground outlet and one wonders where the source of the water is as the are near the peaks of the mountains! As you drive up, there are smaller ponds with interesting features.  We were there in March - in the heat of summer but the flora was thriving. It was graduation time at Siliman University so Dumaguete was packed but at the lakes, there was tranquility.  You have the option of being brought across the main lake by a single boatman who literally paddles you across or do a hike along a nature trail to get to the viewdeck in the middle of the two lakes.  There are no noticeable currents and the lake is murky and according to wik

My Experience with the LTO and PNP TMG I pass on what happened when I personally went and did all the steps needed to transfer ownership of a car.  I would like to help you in the preparations and save time in the process.  There are similar articles in the web but they did not give all the gory details on the steps.  This does.  I am not sure if the processes are the same in the other LTO offices so please adjust to local idiosyncrasies.... Transfer of Ownership of Motor Vehicles The company will provide all the transfer documents. Apart from the formal transfer document, these include Corporate Secretary's certificate, CTC of company, photocopies of the Corporate Secretary and responsible officer who signed the transfer document. It should also include the Original OR and CR.  Note: Do the transfer as close to the date as the required date for renewal of registration and ensure you get insurance coverage (CTPL as minimum).  If it is still a few months til the renewal

Unless you are the top 1% of society, we normally by cars using bank loans.   After the final payment is made, you have a feeling of great satisfaction.  The car is mine!!  Don't celebrate too soon, you still need to get the encumbrance removed before it is "really yours" and if you want, before the vehicle can be sold!  Again, I decided to do it myself and experience what it is really like.  As usual, I looked at the internet to list down the key steps and I they are quite accurate, but it doesn't give the time element and some subtle items - like making sure you really check your documents!.  I did three cars at one time so I was also able to compare bank performance.   So, let me share my experience on this process.... Removal of Chattel Mortgage vehicles After you pay your loan to the bank: Wait for advise from the bank on when you can get the original OR/CR, loan contract, certificate from the bank that loan is paid and that they agree to remove the ch

For those that don't know me, I am a recently retired Oil & Gas executive who has a long bucket list of things that still are to come. The journey is being taken with my wife Amor.  The objective of doing blogs (which is one of the items in the bucket list) is to pass on things : Knowledge, Experience, Advice, Opinions and nuggets of Wisdom that the Lord had been passing on to us along the highway of life. Today is Good Friday and we're here with extended family observing the activities of Holy Week.  Maundy Thursday evening was the Agape meal and as I am an Elder of our Church, the Union Church of Manila, I also did foot washing.  As our Pastor said, there is an action part on the Lord's new commandment of "Love one another, as I have loved you". It is a continuing honor to serve. I have a very knowledgeable nephew- IT side and in just 5 minutes, he taught me how to set up a Blog and I am now doing my very first Blog!  I tried doing the set up myself with